Buying a house usually starts with a property search. Then the numbers arrive. Down payment. Home loan. EMI. Registration. Interiors. Maintenance. Suddenly, the ₹80 lakh house you liked doesn’t really cost ₹80 lakh. And the bank’s loan eligibility number can make things even more confusing. A lender might approve a large loan based on your … Continue reading How much home loan can you afford? A practical property budget guide 2026